Property Registration, due diligence and Conveyancing legal service

image41

Karnataka Registration – Procedure and Charges

Services relating to registration of documents and issue of encumbrance certificate fall under the purview of the Department of Stamps & Registration. In this article, we look at the process, procedure and charges for property registration in Karnataka. 

Documents must be registered?

Documents relating to transfer of an immovable property must be compulsorily registered and in others for it to be legally valid and binding. Registration of document makes the transaction become a permanent public record. According to Transfer of Property Act, right, title or interest can be acquired only if the deed is registered. Hence, if a deed of transfer, which is compulsorily registrable, is not registered it will not be legally valid or enforceable. 

Situations when a document must be compulsorily registered are:

  • Any legal agreement which      operates to create, declare, assign, limit or extinguish, in the      present or in the future, any right, title or interest in an immovable property.
  • Any legal agreement      which acknowledge the receipt or payment of any consideration on      account of the creation, declaration, assignment, limitation or extension      of any right, title or interest in an immovable property.
  • Gift deed of immovable property.
  • Lease of immovable property for      any term exceeding one year, or reserving a yearly rent.
  • Contracts to transfer immovable      property for consideration.

Note: It is not required to register documents relating to immovable property after the death of owner of a property. The legal heirs, such as wife or children may get the Khata transferred on production of death certificate of the owner with details of property held by him. 

Time Limit for Document Registration

All property documents must be presented for registration within four months from the date of execution (signature). If a document is executed out of India, then the period of four months will be counted from the date of its receipt in India. After four months, the document can be registered within another four months by paying a penalty of ten times the registration fees, if the District Registrar permits. Any document accepted over eight months cannot be accepted for registration. 

Property Purchase Checklist – Karnataka

Once you have decided to purchase a property it is important to engage an experienced Lawyer who specialises in property transactions to assist with the legal due-diligence, drafting of documents and completion of registration formalities. Prior to entering into an agreement for purchase or transferring any money, it is important to verify the details of the property, keeping in mind the following items:  

  • Verify      original documents.
  • Verify      building plan approval, layout, etc.
  • Verify      how the seller acquired title to the property.
  • Verify      Encumbrance Certificate of the property for a minimum period of 15 years.
  • Verify      from the concerned court if there are any litigations on the property to      be purchased.
  • Verify      if there are any litigations, objections in revenue, municipal offices      about inheritance or any other matter.
  • Verify whether      the transaction is opposed to public policy under Section 22A of the      Registration Act, 1908. If the transaction is opposed to public policy,      the document will not be registered.
  • Verify      if the property is a granted land to the member of scheduled caste and      scheduled tribe, it should be verified if the transaction is in      contravention of the terms and conditions of grant and whether permission      of the Government is obtained for transfer.

Procedure for Registration of Document

Once the due-diligence is completed, the sale deed can be prepared by the executant or a licensed document write or an Advocate. The document must be printed on stamp paper of appropriate value. It is recommended that the stamp paper be purchased from licensed stamp vendors along with the signature / license number / name and address of the stamp paper vendor on the stamp paper with treasury seal. The document printed on stamp paper can be registered in the Sub-Registrar office in whose jurisdiction the property is situated or the District Registrar. In Bangalore Urban District, you can also visit the Office of the Inspector General of Registration for registration of documents. 

Find out if WE can be of any help TO YOUR LIFE...
image42

Difference between A Khata and B Khata Property

A Khata and B Khata property taxes are levied on the residents of Bangalore and fall under the jurisdiction of the Bruhat Bengaluru Mahanagara Palike (BBMP), which is Bangalore’s municipal corporation. The A Khata and B Khata are nothing but documents certifying the ownership of a property via the taxes paid by the owner to the BBMP. ‘Khata’ means accounts, and A Khata and B Khata denote the two types of property accounts kept by the BBMP. 

Difference between a Khata and b Khata:

The Khata concept came into being after the BBMP was formed in 2007 to simplify the collection of property taxes from the residents of Bangalore. Before 2007, the collection of property taxes was a big hassle for the authorities as there were 3 different bodies that collected and had a stake in collection of taxes. To reform the process of tax collection and reduce redundancy, the concept of ‘Khata’ was introduced by the BBMP. The first register, called A Khata listed the fully legal properties in Bangalore, while a separate register called b Register was maintained by the BBMP listing the illegal/semi legal properties in the city. This came to be known as B Khata by authorities. 

A Khata:

The A Khata came into being to streamline property tax collection by the local authorities. The A Khata denotes a document that certifies that the property owner has duly paid relevant property taxes to the BBMP and is in ownership of a legal property. With an A Khata in hand, property owners can apply for trade licenses, building licenses or avail loans on the property. Your property is effectively legal if you have the A Khata documents, which will be required when you go for any other financial transaction related to your property in Bangalore. 

B Khata:

The B Khata is a separate register maintained by the BBMP that lists the illegal properties (as per Karnataka High Court order in December 2014) that have ownership in the city of Bangalore, even when the civic charges for the property have been paid by the owner. The B Khata pertains to the Section 108A of the Karnataka Municipal Act, 1976 that was amended in 2009. This register enables the BBMP to collect taxes from buildings constructed illegally, which include properties in violations of bylaws, constructions in revenue land or unauthorized layouts, or properties without completion or issuance certificates. The B Khata properties can be upgraded to A Khata properties by fulfilling a few criteria such as payment of all property taxes till date, DC converted property and payment of ‘Betterment Charges’ as levied by the BBMP. 


The major differences between A Khata and B Khata Properties are as follows:  

  • A Khata      properties are legal in the eyes of the law while B Khata properties are      effectively illegal even if the ownership documents for the property are      in order.
  • A Khata      property holders can easily resell or transfer ownership of their property      while this is not possible for people holding only the B Khata documents.
  • A Khata      properties can have trade licenses while B Khata property holders are      barred from having trade licenses.
  • A Khata      properties have construction permits and can expand the properties while B      Khata properties are restricted from doing this.
  • Loans can      be availed on and for A Khata properties while B Khata properties cannot      avail loans.
  • A Khata is      the final document certifying that your property is completely legal and      available for trade while B Khata is the temporary document that needs to      be upgraded to A Khata to avail the complete set of services associated      with owning a property in Bangalore.
  • B Khata      properties have to satisfy various criteria such as DC converted property,      payment of all property taxes till date and betterment charges to be paid      to BBMP to convert them to A Khata properties.

B Khata properties used to enjoy some of the rights that A Khata properties have but the recent Karnataka High Court order given in December 2014 nullified whatever legal status they had. As of now, B Khata properties are categorized as illegal properties and have to be converted to A Khata properties to avoid complications in trading, construction and transferring of the property.   

Announce coming events

Having a big sale, on-site celebrity, or other event? Be sure to announce it so everybody knows and gets excited about it.

Display real testimonials

Are your customers raving about you on social media? Share their great stories to help turn potential customers into loyal ones. legal service

Promote current deals

Running a holiday sale or weekly special? Definitely promote it here to get customers excited about getting a sweet deal.

Share the big news

Have you opened a new location, redesigned your shop, or added a new product or service? Don't keep it to yourself, let folks know.

Display their FAQs

Customers have questions, you have answers. Display the most frequently asked questions, so everybody benefits.

Find out if WE can be of any HELP TO YOUR LIFE...

FAQ

image43

OWNERSHIP OF IMMOVABLE PROPERTY - FAQ

Q 1

How ownership of immovable property is acquired by a person?

Ans

A person may acquire immovable property in any of the following way (i) By inheritance of ancestral property. (ii) Through will. (iii) Acquisition by oneself such as purchase etc. (iv) Through gift, trust, settlement deeds. (v) Grant, sanad / Inam by the Government Through decree of Court. There are two ways of acquisition:

1.By act of parties.  Example: Purchase, gift etc.2. By operation of law  Example: Inheritance, decree of Court etc. (for details please see Transfer of Property Act, 1882 (Central Act))

Q 2

Is it necessary to register in Office of the Sub Registrar to get khata transferred in respect of property acquired by inheritance?

Ans

Not necessary. After the death of owner of a property his heirs, such as wife, children i.e. male and female, married or unmarried may get the Khata transferred on production of death certificate of the owner with details of property held by him to the following officers.  If property is an agricultural land - Tahasildar (See Sec.128 of Karnataka Land Revenue Act, 1964) Offices of Corporation, Municipality, Panchayat or City survey if such office exists.

Q 3

Which are the documents requires to be compulsorily registered?

Ans

1. Gift deed of immovable property.2. Other non-testamentary instruments, which purport or Operate to create, declare, assign, limit or extinguish whether in the present or in future, any right, title or interest, whether vested or contingent, of the value of one hundred rupees and upwards, to or in immovable property;3. Non testamentary instruments which acknowledge the receipt or payment of any consideration on account of the creation, declaration, assignment, limitation or extension of any such right, title or interest;4. Leases of immovable property from year or for any term exceeding one year, or reserving a yearly rent;5. Non testamentary instruments transferring or assigning any decree or order of a court or any award when such decree or order or award purports or operates to create, declare, assign, limit or extinguish whether in the present or in future, any right, title or interest, whether vested or contingent, of the value of one hundred rupees and upwards, to or in immovable property;6. The documents containing contracts to transfer for consideration, any immovable property for the purpose of section 53A of the Transfer of Property Act, 1882 shall be registered if they have been executed on or after the commencement of the Registration and Other Related Laws (Amendment) Act, 2000 and if such documents are not registered on or after such commencement, then, they shall have no effect for the purposes of the said section 53A

Q 4

How to effect partition of .property?

Ans

a. If all the parties have share (common right) in the property partition can be effected. If partition is effected through an instrument such instrument must be compulsorily registered.  b. Oral partition affected through memorandum submitted to the concerned authorities need not be registered.  c. Stamp duty has to be paid in respect any kind of partition whether it is to be compulsorily registered or not.  d. Parties to the partition may agree to effect partition of unequal shares.

Q 5

When there are two or more heirs, can one or two be made full owners by others taking money in lieu of their share?

Ans

a) Yes. Any of the co-owners can individually or collectively release his / their right in favour of one or more collectively as the case may be and make him / them full owner. This kind of release can be with or without payment of money. This document is called Release.b) Release can be made not only in case of inherited property but also in case of joint purchase/acquisition.

Q 6

What is a will?

Ans

A testamentary document by which a person bequeaths his property to be effective on his death is a will. The property will devolve on the person in whose favour it is bequeathed after death of testator.

Q 7

Who can execute a will?

Ans

a) Any person above the age of 18 years and mentally sound may execute will, but will caused by fraud or coercion or by importunately will not be valid. Therefore a will must be executed voluntarily.b) Parents or guardians cannot execute will on behalf of minors or lunatics.c) Attestation by minimum two witnesses is necessary.d) Scribe (deed writer / advocate) cannot be called witness. Two independent attesting witnesses other than the scribe or necessary.e) Beneficiary under a will should not sign as attesting witness. In order to avoid disputes in implementation of a will, description of property and the beneficiaries should be clearly be written without giving room for any doubt.

Q 8

Is it compulsory to register a will?

Ans

It is not compulsory to register. Executants may register at his option. It is better to register the will. If original is lost a certified copy can be obtained from Sub-Registrar Office.

Q 9

Where can the will be registered?

Ans

It can be registered in any office of the Sub Registrar in India

Q 10

Is there any time limit to register a will?

Ans

There is no such time limit

Q 11

Can a will be cancelled?

Ans

The testator can cancel his will at anytime during his lifetime. Such cancellation deed requires a Stamp duty of Rs.100-00

Q 12

Can a registered will be rectified or changed?

Ans

If executant of a will wishes to rectify, add to will may do so during his lifetime. This is called codicil. This document does not require stamp duty.

Q 13

Can a will be registered even after death of testator?

Ans

Yes, claiming party under the will have to produce will, records relating to the death of the testator, witness and the scribe before the Sub Registrar. If Sub Registrar is satisfied about the truth and genuineness of the execution of the will, he will register.

Q 14

What is the Stamp duty and Registration fee to register a will?

Ans

There is no Stamp duty on will deed. For registration of will during the life time of the testator Rs.200-00 Registration fee prescribed. To register the will after the death of the testator Registration fee of Rs.200-00 and enquiry fee of Rs.250-00 is prescribed.

Q 15

Is the certified copy of a registered will available to any body?

Ans

A certified copy of a registered will is available to the testator only during his lifetime. After his death anybody can obtain after producing proof of death of testator.

Q 16

How to keep contents of a will confidential?

Ans

Will can be deposited in a sealed cover in office of the District Registrar. A fee of Rs.1000-00 prescribed to deposit will in a sealed cover. Depositor or authorized person (executor) can withdraw the sealed cover containing a will, if desires to do so. A Registration of Rs.200-00 prescribed.

Q 17

What is the procedure to obtain the sealed cover containing a will after the death of the depositor?

Ans

On making an application along with proof of the death of the depositor, District Registrar will open sealed cover in the presence of the applicant and it will be registered. Certified copy will be issued if desired. A fee of Rs.100-00 prescribed to open a sealed cover.

Q 18

What is the procedure for change of khata of the properties obtained through will?

Ans

After the death of the testator person claiming through the will have to apply to the concerned authorities as explained in question no.2 along with the copy of the will and death proof.

Q 19

What are the duties and liabilities of buyers and sellers while purchasing a property?

Ans

Following is the duties and liabilities of buyers and sellersBefore sale

Liabilities of sellerLiabilities of purchaserTo inform defects in the propertyTo provide records of rightTo execute sale deedPayment of considerationTo pay of the liabilities on the property

Rights

Rights of sellerRights of buyerTo get rent and profitsRight of encumbrance on consideration already paid After completion of sale   Liabilities of sellerLiabilities of purchaserTo hand over possessionLiability on accidental or loss to the propertyInformation about rightTo hand over records of rights after receipt of considerationDuty to pay taxes and liabilities after taking possession of propertyRights of sellerRights of buyerIf consideration is due encumbrance on property of such duesIncremental value/profit on property

Though there are rights and duties the purchaser should carefully examine the following matters;1) Original documents.  2) How did the seller acquire the property.  3) Encumbrance Certificate of the property for a minimum period of 15 years from Sub Registry Office to know if there are any encumbrances on the property to be purchased.  4) Verify from the concerned court if there are any litigations on the property to be purchased.  5) Verify if there are any litigations, objections in revenue, municipal offices about inheritance or any other matter.  6) If seller is a power of attorney holder, it should be verified from the principal and if such power of attorney is genuine and whether it is still in force.  7) It should be verified whether the transaction is opposed to public policy under Section 22A of the Registration Act, 1908. If so the document will not be registered.  8) If the Property is a granted land to the member of scheduled caste and scheduled tribe, it should be verified if the transaction is in contravention of the terms and conditions of grant and whether permission of the Government is obtained for transfer.

Q 20

What are the transactions opposed to public policy?

Ans

Government has declared the following as opposed to public policy under Section 22A of Registration Act, 1908 namely,-(1) (a) Agreement to sell, sale, gift, exchange, mortgage, lease or assignment of land of which the occupancy right has been granted under Chapter III of the Karnataka Land Reforms Act, 1961 in contravention of the restrictions imposed under section 61 of the said act and the rules framed there under.(b) Agreement to sell, sale, gift, exchange or otherwise of any land in excess of the ceiling limit specified in section 63 or 64 of the Karnataka Land Reforms Act, 1961 in contravention of section 74 of the said act and the rules framed there under.(c) Agreement to sell, sale, lease, mortgage with possession or otherwise of any agricultural lands to a person or a family or a joint family who or which has an assured annual income of rupees Two lakhs and above from sources other than agriculture in contravention of section 79-A of the Karnataka Land Reforms Act, 1961 and the rules framed there under.(d) Agreement to sell, sale, lease, mortgage with possession or otherwise of any agricultural land to an educational, religious, charitable institution society, trust, company, association, other body of individuals or a co-operative Society other than the co-operative farming society in contravention of section 79-B of the Karnataka Land Reforms Act, 1961 subject to the exceptions and exemptions provided under section 109 of the said act and the rules framed there under.(e) Agreement to sell, sale, gift, lease, mortgage with possession or otherwise of any agricultural land granted under the Karnataka Land Grant Rules, 1969 subject to restrictions on sale, transfer, and specific use imposed there under as per the provisions of the said Rules.(2) One cannot possess land as owner, tenant or as mortgagee with possession in excess of 10 units. If a family consists of more than five members, such family may hold two units per head not exceeding 20 units.PART A [See Section 2(A)(35-A) Classification of LandsA Class Lands having facilities for assured irrigation from such Government Canals and Government Tanks as are capable of supplying water for growing two crops of paddy or one crop of sugarcane in a year.B Class (i) Lands having facilities for assured irrigation from such Government Canals and Government Tanks as are capable of supplying water for growing only one crop of paddy in a year.(ii) Lands irrigated by such lift irrigation projects constructed and maintained by the State Government as are capable of supplying water for growing two crops of paddy or one crop of sugarcane in a year.C Class (i) Lands irrigated from any Government sources of irrigation, including lift irrigation projects constructed and maintained by Government other than those coming under A Class and B Class.(ii) Lands on which paddy crop can be raised or areca crop is grown with the help of rain water.(iii) Lands irrigated by lifting water from a river or Government Canal or Government tank where the pumping installation or other device for lifting water is provided and maintained by the land owner.Notes(1) Lands having facilities for irrigation from a Government Source where the system of water supply is suitable for growing only light irrigated crop namely, crops other than paddy and sugarcane shall come under this class. (2) Lands growing irrigated garden crop will come under classes 'A', 'B' or 'C' as the case may be depending upon the source of irrigation and the system of water supply.D Class Lands classified as dry but not having any irrigation facilities from a Government source.Note.- Lands growing paddy or garden crops not coming under A Class, B Class or C Class shall belong to this class.PART B Formula of determining equivalent extent of different classesOne Acre of A Class land having soil classification value above 8 annas = 1.3 acres of A Class land having soil classification value below 8 annas = 1.5 acres of B Class land having soil classification value above 8 annas = 2.0 acres of B Class land having soil classification value below 8 annas = 2.5 acres of C class land having soil classification value above 8 annas = 3.0 acres of C class land having soil classification value below 8 annas = 5.4 acres of D Class land.

Q 21

Is it necessary to obtain permission for transfer of agricultural land granted under Land Grant Rules or granted occupancy right under Land Reforms Act even after lapse of condition for transfer?

Ans

Yes. Application should be submitted to Tahasildar and acknowledgement is obtained. If permission is not granted within 15 days after getting acknowledgement, document can be registered as if permission is granted.

Q 22

What are other restrictions to purchase agricultural land?

Ans

Lands granted to persons belonging to scheduled caste or scheduled tribe cannot be transferred or purchased without prior permission of the Government. This restriction does not apply to mortgagee in favour of co-operative or scheduled banks and partition among family members 2. Social or Industrial organizations can purchase with the permission of the Government (Refer Sec.109 of Karnataka Land Revenue Act, 1964).

Q 23

How to get transfer of immovable property?

Ans

a. As explained under Question 3, if value of property under sale, exchange, lease, and mortgage is Rs.100 or more, deed relating to such transaction must be compulsorily registered (Sec.17 of Registration Act 1908).b. Gift deed, must be registered irrespective of the value of the property.c. After the deed is registered `J' slip is sent to Tahasildar in case of agricultural land and city survey office, in case of city non-agricultural property of properties are under city survey. The purchaser should get confirmed whether khatha is transferred through `J' slip.In areas where there is not city survey is not in operation, one has to apply along with copy of the deed to the concerned Corporation/ Municipal/panchyat office to effect transfer of khatha.

Q 24

What is the purpose of Registration?

Ans

(a) By Registration of transaction of immovable property will become permanent public record. This is a notice to the general public. Those getting transfer of property should verify whether such property has been previously encumbered.(b) According to Transfer of Property Act right, title or interest can be acquired only if the deed is registered.

Q 25

What are the effects of non-registration?

Ans

If a deed of transfer, which is compulsorily registrable, is not registered it will not be admissible in evidence (Sec.49 of Registration Act 1908)

Q 26

Is there time limit to present a document for registration after it is executed (signed)?

Ans

a. Document may be presented for registration within four months from the date of execution (signature).b. If a document is executed out of India, the period of four months will be counted from the date of its receipt in India.c. After four months document may be presented within another four months with penalty subject to maximum of ten times the registration fees if the District Registrar grants permission. But document may be presented before Sub Registrar within eight months. Thereafter it cannot be accepted for registration. (For details please see Rule 52 of Karnataka Registration Rules, 1965).

Q 27

What is the day today timing for acceptance of deeds for registration in Sub Registry offices?

Ans

Generally deeds are accepted during working hours. Sub Registrar may stop accepting two hours before closing time if he has sufficient work to attend in respect of deeds already received for registration.  Provided deeds may be accepted in emergency cases on payment of extra fee of Rs.200 one hour before sunrise and one hour after sunset and on holidays.

Q28

Can the document presented for registration be withdrawn?

Ans

Registering officer may permit withdrawal of the document before completion of registration on written request by the party who presented the document. Fifty percent of the registration fee is refundable. Likewise Stamp duty is also refundable subject to deductions. (Please see question No.19 on stamp duty F.A.Q.)

Q 29

Who should be present at the time of registration?

Ans

A deed may be presented for registration either by claiming or executing party but the executant / executants must be present to admit execution (signing) of the deed (Please see Sec.32 of Registration Act 1908).

Q 30

What is the course, if executing party refuses to appear in Registry Office to admit execution?

Ans

a. In such circumstances, registering office will issue notice/ summons to the Executant. If the party does not turn up registering officer will refuse registration.b. Application may be made to the District Registrar on such refusal to the District Registrar who will hold enquiry and decide the case. Rs.250 should be paid for such application.c. One may submit appeal to the Civil Court if District Registrar also refuses to order for registration (For details please see Sec.73, 74, 75, 76 & 77 of Registration Act 1908).

Q 31

Who can sign as witness to a document?

Ans

Any person, above 18 years of age and not a party to the document may sign as witness.

Q 32

What is meant by Identifying witness of person presenting/executing a document?

Ans

In order to identify genuineness of the persons executing the document, signature of identifying witness are obtained. Without such witness, registering officer may refuse registration.

Q 33

Who is authorised to write a deed?

Ans

Deed may be personally written by the executant or may be drafted by a licensed deed writer or advocate.

Q 34

Is it necessary to register immovable property by Government as inam or granted on darkhast?

Ans

They are exempted from registration. Khatha is effected on the basis of orders of Government (see Sec.90 of Registration Act 1908).

Q 35

Are there any kind of documents registered without personal appearances of the parties for registration?

Ans

1. Mortgage deed executed under Improvement Loans etc.  2. Certificate of sale issued by revenue court. 3. Documents executed by farmers in favour of primary co-operative land development bank to obtain loan and loan bonds executed by farmers in favour of banks under Karnataka Agricultural Credit Co-operations and Miscellaneous Provisions Act 1975 are sent under Sec.89 of the Registration Act and they are filed.

Q 36

Is it necessary to register deed relating to transfer or assignment of decree relating to immovable property?

Ans

If value of the property involved in decree is Rs.100 or more and creates, declares, transfer, limit or extinguish right it should be compulsorily registered (See Sec.17 (e) of Registration Act).

Q 37

Explain the registration of adoption deed?

Ans

Adoption deed maybe executed and registered like any other deed. Stamp duty Rs.45 and registration fee Rs.200 are leviable on it.

Q 38

Explain the Power of Attorney?

Ans

There are two kinds of Power of Attorney.  1. General Power of Attorney (GPA)  2. Special Power of Attorney (SPA)  a) General Power of Attorney is executed by a person in favour of another to act on behalf of him generally. It may include management of property, Court matter/litigations, sale of mortgage of property or any other act.  b) Special Power of Attorney is executed to do a particular act. Power of Attorney holder is answerable to the principal and liable to give accounts to him.

Q 39

Does property get transferred by getting a General Power of Attorney from the person selling it? Can the agent become owner of property?

Ans

No. It is wrong to say that ownership is transferred by getting General Power of Attorney. Persons purchasing property must get the sale deed registered. This principle applies to other kinds of transactions also.

Q 40

Who can execute Power of Attorney?

Ans

A person who has attained majority may execute power of attorney in favour of another person who has attained majority including family members like brother, sister, father and mother to act on his behalf. If a power of attorney is executed to sell property in favour of relatives other than those mentioned above, 2 percent stamp duty shall be paid on market value of such property.If a power of attorney is executed in favour of developers, Builders of apartment, 4 percent stamp duty shall be paid on market value of such property. (see article 5(f) & 41(a), 41(ea), Schedule to Karnataka Stamp Act 1957).

Q 41

When would a General Power of Attorney gets cancelled?

Ans

a. GPA automatically gets cancelled on the death of Executant.  b. Principal (Executant) may cancel it any time.

Q 42

What does Irrevocable Power of Attorney mean?

Ans

If the Power of attorney is executed for consideration in respect of property it cannot be unilaterally revoked, prejudicial to the interest of the agent (See Sec.202 of Indian Contract Act, 1872).

Q 43

What is the meaning of a Special Power of Attorney?

Ans

(a) Power of Attorney executed by a person in favour of another to act on his behalf for specific purpose is called Special Power of Attorney.(b) If a person is unable to go over to registry office to present a document executed in his favour or to admit execution of document executed (signed) by him, such power of attorney shall be authenticated or attested by a Sub Registrar. Otherwise they are not acceptable for the purpose of registration.

Q 44

Is it compulsory to register power of attorney attested in India by Magistrate or notary?

Ans

They need not be registered. But General Power of Attorney containing authority to present or admit execution of a document executed by the principle is not acceptable for such presentation or admission of execution unless they are attested or authenticated by a Sub Registrar.

Q 45

Is it compulsory to register General Power of Attorney executed by persons residing out of India and attested by officers of Consulate office of India in that country?

Ans

It is not necessary to register. But Stamp duty as per Article 41 shall be paid within 3 months from the date of receipt of the power of attorney in India.

Q 46

Is it compulsory to get a Power of Attorney attested by a Sub Registrar if it has already been attested by Magistrate or Notary, under which documents are signed by the agent?

Ans

Not necessary

Q 47

What is meant by Encumbrance Certificate?

Ans

Encumbrance Certificate is a record showing registered transactions pertaining to a property. If mortgage, sale or any other deeds in respect of a property are registered, encumbrance certificate is issued Form No.15.  Click here to download Prescribed application form no.22 to obtain Encumbrance Certificate.

Q 48

What is meant by a Nil Encumbrance Certificate?

Ans

If no deeds of transactions are registered in respect of a property nil encumbrance certificate is issued in Form No.16. If Certificate is issued in this form, it means that there are no registered transactions / liabilities on the property for a given period of time unregistered transactions are not included in this certificate.Click here to download Prescribed application form no.22 to obtain Encumbrance Certificate.

Q 49

What is the fee for Encumbrance Certificate?

Ans

a. Application fee Rs.5  b. Rs.30 for search of first year and Rs.10 for every subsequent year. Example: To obtain Encumbrance Certificate for 13 years. Application fee Rs.5-00 plus first year Rs.30-00 plus 12 years Rs.120-00 and total Rs.155-00.

Q 50

How to obtain Certified Copy of registered document?

Ans

1. Any person may obtain certified copy of registered document relating to immovable property.2. Certified copy of registered will may be obtained only by the testator only during his lifetime. Any person may get copy of a will after the death of the testator on production of death certificate.3. Copies of registered deed of GPA and other documents relating to movables may be obtained by executant / claimant or agent, representative of such person only.Stamp paper of Rs.10 is required to be produced along with the application and copying fee of Rs.3 for every page of Xerox copy or Rs.5 for every 100 words or part thereof is to be paid.Points to be noted by registering public for registration of a document

No.Do'sDon'ts1Meet registeringÒ officer directly for your workDo not depend on middlemen for your work2Pay the fees required to be paid directly to the registering officer and obtain receiptsDo not pay money to the middlemen.3Market value of each area is published. Pay stamp duty as per market valuePurchase stamp papers from licensed stamp vendors only. Beware of fake stamp papers4Verify whether date of delivery of the registered deed is written on the receipt. Keep the receipt securely with you onlyDon't handover receipt to middlemen.5Get information records to be produced for registration in the registry officeDon't go for registration without necessary records.6Fee for drafting/writing documents are prescribed. Pay accordingly and obtain receipts for itDon't pay without receipt. Do not pay fee for drafting and registration together if demanded. Pay Registration fee directly in the office.7Contact higher authorities for any doubts and complaints.Do not conceal your feelings about the officer or staff. Inform the higher authorities.8Obtain registered deeds personally or through registered post.Do not depend on middlemen for return of document after registration.9Note true market value of propertyUnder valuation is an offence.

Q 51

Where can I register my immovable property ?

Ans

Documents pertaining to immovable property shall be registered in the Sub-Registrar office in whose jurisdiction the property is situated  Or  If you have any problem with the Sub-Registrar's office please approach the District Registrar of your district.In Bangalore Urban district still if you have problem in registration you can visit the Office of the Inspector General of Registration where your registration work pertaining to Bangalore Urban district will be attended.